Missouri Car Sales Tax Calculator (2026)
Estimated tax in Missouri
$1,568 – $3,446
Depends on where you live. Choose your city for an estimate at its listed rate.
- Taxable amount
- $30,000.00
- State tax
- $1,267.50
- Local tax
- $300 – $2,179
Missouri's state sales tax is 4.225%. On a $30,000 car, tax comes to $1,568 to $3,446, depending on local tax. A $10,000 trade-in saves about $523.
By Matt Rum. Checked against state sources on .
What to know in Missouri
- Missouri charges 4.225% state sales tax on the net price of a vehicle after trade-in and rebate, plus the local tax of the city or county where the buyer lives.
- Local sales tax on vehicles ranges from 1% to 7.263% in the DOR chart for October-December 2026, depending on the buyer's address.
Missouri rates and rules
- State sales tax
- 4.225%
- Local tax
- 1% to 7.263%In effect since Oct 1, 2026
- Trade-in
- Full credit: reduces the taxable price
- Manufacturer rebate
- Not taxed: the rebate lowers the taxable price
What you would pay in Missouri: three examples
Figured with Missouri's rules for a buyer in Kansas City, at its 4.75% local rate.
- Used car, no trade-in$1,616
$18,000 price. Taxed on $18,000.
- New car with a trade-in$2,244
$35,000 price, $10,000 trade-in. Taxed on $25,000. The trade-in saves $898.
- New car with a trade-in and a rebate$2,513
$45,000 price, $15,000 trade-in, $2,000 rebate. Taxed on $28,000. The trade-in saves $1,346. The rebate saves $180.
These examples treat the agreed price as the taxable price. Where a state uses a book value instead, the tax can differ.
Car sales tax by city in Missouri
On a $30,000 car, tax runs from $2,385 in O'Fallon to $2,904 in St. Louis, a difference of $519 among the 7 cities we list.
| City | Local rate | Tax on $30,000 |
|---|---|---|
| Kansas City | 4.75% | $2,693 |
| St. Louis | 5.454% | $2,904 |
| Springfield | 3.875% | $2,430 |
| Columbia | 3.75% | $2,393 |
| Independence | 4.375% | $2,580 |
| Lee's Summit | 4.25% | $2,543 |
| O'Fallon | 3.725% | $2,385 |
Before trade-in, for a buyer living in each city. In some states the rate follows the dealer's location instead; see the rules above and our methodology. Rates from dor.mo.gov, checked Nov 6, 2026.
Special cases in Missouri
The calculator covers a car bought from a dealer. These rules apply to other ways of buying or bringing a car to Missouri.
- Buying from a private seller
- Missouri sales tax on a used car, including one bought from a private seller, is figured on the purchase price: the total contract price agreed between seller and buyer. If the price is unknown or the evidence is not satisfactory, the Director of Revenue sets it by appraisal. (revisor.mo.gov, checked Nov 10, 2026)
- A car received as a gift
- The recipient of a gifted car pays no Missouri state or local sales tax. The title must show the word "GIFT" in the sale price area, with a General Affidavit (Form 768) or written gift statement, and a car cannot be gifted two times in a row. Under state law, the exemption applies only if the giver paid the sales tax on the car. (dor.mo.gov, checked Nov 10, 2026)
- Moving to Missouri with your car
- A new resident owes no Missouri sales tax on a car that was titled in their name in another state for more than 90 days. For a car bought out of state more recently, sales tax paid to the other state is credited and only any difference is due. (dor.mo.gov, checked Nov 10, 2026)
- Buying outside Missouri
- A Missouri resident who buys a car in another state gets credit for sales or use tax paid there, with proof of the amount paid. If that tax is less than the Missouri amount, the difference is due when the car is titled. (revisor.mo.gov, checked Nov 10, 2026)
- Active-duty military
- A military applicant has 180 days after completing military service before a title penalty is charged on a vehicle purchase. Active-duty members who sell a vehicle and are deployed before buying another get 180 days after returning to buy one and still claim the tax allowance for the sold vehicle. (dor.mo.gov, checked Nov 10, 2026)
- Deadline to pay
- You must pay the sales tax and apply for a Missouri title in your name within 30 days of the purchase date. (dor.mo.gov, checked Nov 10, 2026)
- Paying late
- If the title application is not made within 30 days, a title penalty of $25 is charged for each 30 days of delinquency, up to $200 in total. The Director of Revenue may waive it for good cause. (revisor.mo.gov, checked Nov 10, 2026)
Missouri compared with other states
Missouri ranks 19th lowest of all 50 states and the District of Columbia for tax on a $30,000 car, at its lowest local rate. See all states.
Tax on a $30,000 car before trade-in, in nearby states. You generally pay tax based on where you register the car.
Missouri car sales tax: common questions
What is the car sales tax rate in Missouri?
Missouri charges 4.225% (State sales tax). Local tax adds 1% to 7.263%, depending on where you live.
How much is sales tax on a $20,000 car in Missouri?
About $1,045 to $2,298, depending on local tax, for a car bought from a dealer before any trade-in or rebate. Enter your own price and city in the calculator above for an estimate; the dealer and the tax agency set the final amount.
Does a trade-in lower the car sales tax in Missouri?
Yes. Missouri taxes the price minus the trade-in value. On a $30,000 car, a $10,000 trade-in saves about $523 in tax.
Is a manufacturer rebate taxed in Missouri?
No. Missouri subtracts the manufacturer rebate before figuring the tax. On a $30,000 car, a $2,000 rebate saves about $105 in tax.
Does car sales tax in Missouri depend on the city?
Yes. On a $30,000 car, tax runs from $2,385 in O'Fallon to $2,904 in St. Louis among the cities we list, a difference of $519. Choose your city in the calculator for your rate.
Do you pay sales tax on a used car bought from a private seller in Missouri?
Missouri sales tax on a used car, including one bought from a private seller, is figured on the purchase price: the total contract price agreed between seller and buyer. If the price is unknown or the evidence is not satisfactory, the Director of Revenue sets it by appraisal.
Is a car received as a gift taxed in Missouri?
The recipient of a gifted car pays no Missouri state or local sales tax. The title must show the word "GIFT" in the sale price area, with a General Affidavit (Form 768) or written gift statement, and a car cannot be gifted two times in a row. Under state law, the exemption applies only if the giver paid the sales tax on the car.
Do new residents pay tax on a car they bring to Missouri?
A new resident owes no Missouri sales tax on a car that was titled in their name in another state for more than 90 days. For a car bought out of state more recently, sales tax paid to the other state is credited and only any difference is due.
Do you owe Missouri tax on a car bought outside Missouri?
A Missouri resident who buys a car in another state gets credit for sales or use tax paid there, with proof of the amount paid. If that tax is less than the Missouri amount, the difference is due when the car is titled.
What is the deadline after buying a car in Missouri, and what if you are late?
You must pay the sales tax and apply for a Missouri title in your name within 30 days of the purchase date. If the title application is not made within 30 days, a title penalty of $25 is charged for each 30 days of delinquency, up to $200 in total. The Director of Revenue may waive it for good cause.
How we calculate this
We start from the price, subtract the manufacturer rebate and subtract the trade-in credit, then apply the State sales tax and your local rate. The calculator shows a range until you choose your city.
The full method is on our methodology page.
Sources
- dor.mo.gov (State sales tax), checked Nov 5, 2026
- dor.mo.gov (Local tax), checked Nov 6, 2026
- revisor.mo.gov (Trade-in, Manufacturer rebate), checked Nov 5, 2026