Illinois Out-the-Door Price Calculator (2026)
Estimated out-the-door price
$32,592 – $33,352
Depends on where you live. Choose your city for an estimate at its listed rate.
- Selling price
- $30,000.00
- Tax
- $1,899 – $2,658
- Doc fee
- $377.63
- Title
- $165.00
- Registration
- $151.00
- Out-the-door price
- $32,592 – $33,352
A $30,000 car in Illinois comes to about $32,592 to $33,352 out the door. That assumes a doc fee at Illinois's $377.63 limit.
By Matt Rum. Checked against state sources on .
Fees to know about in Illinois
- Illinois law sets a dealer documentary fee limit for retail installment contracts at a $300 base from 2020, adjusted annually by CPI.
- The certificate of title fee for a standard vehicle is $165.
Illinois dealer and government fees
- Dealer doc fee
- Capped at $377.63
- Doc fee taxed
- Yes
- Title fee
- $165.00 (Certificate of title for a standard vehicle, 625 ILCS 5/3-821.)
- Registration
- $151.00 (Annual first-division fee of $148 plus $1 and $2 statutory surcharges, 625 ILCS 5/3-806.)
How Illinois taxes trade-ins and rebates is on the Illinois car sales tax page.
A $30,000 car in Illinois, line by line
Tax and fees add $3,352 to a $30,000 new car for a buyer in Chicago, or 11.2% on top of the price.
| Line item | No trade-in | $10,000 trade-in, $4,000 still owed |
|---|---|---|
| Car price | $30,000 | $30,000 |
| Tax | $2,658 | $1,783 |
| Doc fee, at the cap | $378 | $378 |
| Title | $165 | $165 |
| Registration | $151 | $151 |
| Out-the-door price | $33,352 | $32,477 |
| Trade-in equity Trade-in value minus the loan still owed | — | −$6,000 |
| Balance after trade-in | $33,352 | $26,477 |
Amounts are rounded to the dollar, so lines may not add up exactly. The out-the-door price is what the car costs with tax and fees; the balance is what is left to pay or finance once your trade-in is settled.
With sales tax, title and registration on a $30,000 new car, Illinois ranks 31st of 34, from lowest cost to highest. Compare every state.
What to check on your dealer's offer sheet
- The doc fee should not be above $377.63, the limit we list for Illinois.
- Tax can apply to the doc fee as well as the price.
- Tax should be figured after subtracting your trade-in.
- A manufacturer rebate generally comes off after tax is figured.
- We list a title fee of $165.00 for a standard dealer sale. If yours differs, ask the dealer which state charge it covers.
- We list a registration of $151.00 for a standard dealer sale. If yours differs, ask the dealer which state charge it covers.
Doc fee limits in nearby states
Illinois out-the-door price: common questions
Is there a limit on dealer doc fees in Illinois?
Yes. Illinois caps the dealer documentation fee at $377.63. A dealer that charges more is over the legal limit.
Is the doc fee taxed in Illinois?
Yes. Illinois charges sales tax on the doc fee as well as the car, so a doc fee at the $377.63 limit adds about $24 in tax.
What is added to the price of a car in Illinois?
On a $30,000 car bought from a dealer: sales tax of $1,899, a doc fee of up to $378, title from $165 and registration from $151. Any other dealer charges come on top.
How does a trade-in with a loan on it change what you pay in Illinois?
On a $30,000 car the out-the-door price is about $32,592, before any fees we cannot price. A $10,000 trade-in with $4,000 still owed gives you $6,000 of trade-in equity, which comes off what is left to pay: about $25,967. Because Illinois taxes the price after the trade-in, the tax drops too, so the out-the-door price itself falls to about $31,967.
How we calculate this
Out-the-door price = selling price + tax + doc fee + title + registration + other fees − rebate. Trade-in equity = trade-in value − loan still owed on it. Balance after trade-in = out-the-door price − trade-in equity. Tax follows Illinois's rules for trade-ins, rebates and doc fees. Where a fee varies, we start from the lowest published amount. An empty fee field counts as $0, and the calculator lists it as still to add.
The full method is on our methodology page.
Sources
- ilga.gov (Retailers' Occupation (sales) tax), checked Nov 5, 2026
- tax.illinois.gov (Local tax), checked Nov 6, 2026
- ilga.gov (Trade-in), checked Nov 5, 2026
- tax.illinois.gov (Manufacturer rebate), checked Nov 5, 2026
- carwhere.com (Dealer doc fee; secondary source), checked Nov 5, 2026
- tax.illinois.gov (Doc fee taxed), checked Nov 6, 2026
- ilga.gov (Title fee), checked Nov 5, 2026
- ilga.gov (Registration), checked Nov 5, 2026